Thursday, April 07, 2022

The Month That Was - March 2022

I spent an inordinate amount of time doing taxes this year.  Mostly because I moved my main investment account and I ended up having to track down two sets of 1099s.  Also, I use H&R Block's online service for self-preparation and filing and they've "improved" their interface to make it much harder to use.  One thing I am grateful for is my background in accounting and finance (and also software) that allows me to prepare and file my own taxes.  I also do my brother's and, on occasion, friends who need a hand.  It saves me, and them, a fair amount of money.

The transition to Spring brings with it a lot of measuring what's coming for the rest of the year. More below.  I made a weekend trip to Houston where I attended the annual Houston Rodeo which is a capital "T" thing.  Also more below.  


I did not get back to my manuscript but my plan is one last proofread then the mechanics of pushing it to Kindle begin.  That also means I'll be cluing you in on it soon.  FWIW, I would call it esoteric and unlike anything I've written before.


[House and Home] Rites of Spring

[Travel] My First Rodeo

[Good Links] Links from the Mitten


[House and Home] Rites of Spring

While I am certainly ready to be done with Winter, as I always am at this point, I will miss the excuse it gives me not to do anything.  With warmer weather on the way, I am now obliged to get things done.

Yard work.  I need a fair amount of yard work done including a couple of small landscaping projects.  I'm hoping my current landscapers will come through -- I have called already in an attempt to get on their schedule -- as last year they barely had the manpower to keep my lawn mowed.


More importantly…


Wrapping up the house.  It's time for me to sell my house.  Actually it will be in three years or so.  I am 61.  I was almost forced into retirement last year, but in a stunning turn of events I was granted more responsibility and money in my day job.  This was very good for me.  I needed a few more years to pad my retirement savings.  Still, it is undeniable that I have limited lifespan (at work).  When that day comes I am Florida-bound.  The plan is to live down in FL, hopefully near the Gulf, and vacation up north during the hottest months.  That means the house goes on the market.  (Per Zillow, I should make a solid profit.)


That also means somehow disposing of 12 years of accumulated junk.  I have had a long term house guest for nearly five years now and that is ending sometime in the Fall.  That will be my trigger to start clearing things out.  I believe the best thing for me to do is get one of those dumpsters that you fill up and they haul away.


Also with that there comes the question of whether to do any renovations.  The kitchen is hopelessly dated and the appliances are on their last legs.  The master bathroom is worse.  The window blinds are falling apart.  All this stuff has been on my list to fix for ages.  Now with a sale coming, does it make sense to even do them?  Probably not.  Real estate people will tell you that renovations are never recouped in sale price. Still, I have to live there for a few more years.  


Part and parcel with that is finding a retirement home.  That search has been ongoing, but I'm still not comfortable with making a commitment.  That is almost certainly the wrong way to look at it financially.  Housing isn't going to get any cheaper.  I should commit now and sell at a likely profit if I change my mind down the road.  But a home is more than a house.  I really don't want to spend my waning years moving around like I did when I was in college.  I really hope where I settle for retirement is the end of it.


Given all this, sell-everything-I-own-and-get-a-one-room-shack-on-the-beach sounds awfully appealing right about now


[Travel] My First Rodeo

This month's adventure was the Houston Rodeo.  Long story short -- it had highs and lows, but it was never boring.

The rodeo proper is a lot of fun, much more than I expected.  It's not just a rodeo.  It's really a rural themed festival.  There are amusement park rides, dozens of food trucks, a shopping expo, a livestock show, live entertainment, and so on.  The traditional rodeo events are much more interesting than I thought they would be and they keep it well paced, almost rhythmic.  Every minute or so some combination of bovine, equine, and human fly out of a gate and perform some explosive act, complete with commentary and big screen replays.  It's all rather fun.  


Once the rodeo proper is over, the stage is given over to a musical act -- usually, but not always -- a country singer.  In our case it was Brad Paisley.  Honestly, I couldn't name a Brad Paisley song, although he is quite renowned and famous, and not just in country circles; he was a judge on a couple of those American Idol-type shows and pops up on TV now and then.  My observation is that he is quite a good guitarist.  His music sounds to my ignorant ear like pretty solid mainstream country hit music, which is to say it could be called traditional old-school rock-and-roll run through a twang filter.  The sound system was notably awful though -- muddy and distorted.


Post-concert we hit the food trucks which, this being Houston, were heavy on the BBQ and Tex-Mex.  Following this a sweep through the market/livestock area where you seemingly could buy anything from simple homemade crafts to high end John Deeres.


All-in-all it was a fun time and I wouldn't hesitate to go again.  However…


Getting in and getting out was a gauntlet of hardship.  In an attempt to save money we commuted to a tram station and took a tram to the NRG Stadium (home of the Houston Texans NFL franchise).  I think since the start of the pandemic, this is the only time I have ever felt truly "at risk." We were literally packed like sardines, crushed together as bad as anything you've seen in those videos of rush hour in Japan.  There were signs around saying "masks required" but virtually no one had one on.  I lean to the skeptical side about masks and am generally sanguine in interpersonal interactions, but this was the paradigmatic superspreader event -- people packed tight amidst poor ventilation.  And people had been taking rides like this many times a day for the entire two weeks of the rodeo.  For context, average daily attendance is well over 100k, and the day we were there was about 180k.  Nearly 2.5 million people attend the rodeo over its duration.  I suppose the fact that there was no outbreak is pretty much verification that the pandemic is over.


Getting home was even more desperate.  The line to get back on the tram was beyond ludicrous, so we decided to order a Lyft, effectively negating any money we saved by taking the tram in to begin with.  Except the pick up spot for ride-share was close to a full mile walk & shuttle ride away and only achieved by sorting through conflicting sets of directions from various "helpful" people.  Then, once the Lyft was ordered the driver requested that we leave the designated pick up area and meet her across the street because the designated area was so backed up with cars and cabs that she would have never gotten through.  So we scampered across a city street to some BBQ restaurant where we finally got picked up and driven back to the parking structure where we left the car. At the structure, the signs told us to pay in the office before leaving but it was so late the office was closed, as were the elevators, so we got to trudge up to the fourth floor and hope the kiosk at the exit was working (it was).  All in all, it took two hours to cover the 20 minute drive home.


But like all hassles, it fades away in memory and the good stuff remains.  Like I said, I wouldn't hesitate to go to the rodeo again, but I will gladly pay through the nose for the most convenient parking there is.


[Good Links] Links from the Mitten

Michigan oriented links.  All of these are downers.  I'm going to have to do a balancing post about all the amazing stuff there is here. Si Quæris Peninsulam Amœnam Circumspice.